Last Updated July 1, 2025
Asset Regulations
Divestment Penalty Divisor (Transfer Penalty Amount Equals One Month Penalty) - $8,201.34
Individual Resource Allowance - $2,000.00
Resource Allowance for a Couple (both live in a community) - $3,000.00
Income Regulations
Income Cap - $2,901.00
Personal Needs Allowance - $126.15
QIT Gross Income Cap - $8,029.46
Spousal Impoverishment Standards
Minimum Community Spouse Resource Allowance - $31,584.00
Maximum Community Spouse Resource Allowance - $157,920.00
Minimum Monthly Maintenance Needs Allowance - $2,644.00
Maximum Monthly Maintenance Needs Allowance - $3,948.00
Shelter Standard - $793.00
Standard Utility Allowance - $314.00
Exempt Asset Limits
Funeral Expense Trust Limits - $9,000.00
Life Insurance Limit - $1,500.00
Home Equity Limit - $730,000.00
