Planning For The Future. Tackling Today’s Problems.
At Stronghold Financial we personalize our services to your needs in order to produce the best possible results. From financial planning, ALTCS planning, and even ALTCS maintenance, we do everything we can to make the process as simple as possible for you.
Bespoke Financial Planning & Financial Risk Management
We specialize in wealth growth and preservation, and the biggest risk to your financial estate is the probability of long-term care.
Four out of five seniors will need long-term care in their lifetime. The average cost is $8,000 per month*. The average duration is four years. That’s $384,000 per person. Can you afford that for you and your spouse?
We analyze your specific financial situation and based on industry research, data analytics, and plain common sense, we determine your estate’s most pressing risks.
Next, we show you how these risks would impact you, and provide recommended solutions for how we can protect you, your assets and your loved ones.
Custom ALTCS (Long-Term Care) Planning
Did you know that virtually no amount of assets or income is too much in terms of getting qualified for ALTCS?
We specialize in using US government approved strategies to reposition assets and income to preserve 100% of the assets for the healthy-spouse and 50-75% of the assets for the estate’s beneficiaries. This renders the Medicaid five-year look-back irrelevant.
Each client situation is unique, and therefore, our roll-up-the-sleeves, face-to-face approach can provide ALTCS financial qualification in about three weeks versus the current industry average of four-six months! We have the documented track record to prove it. Ask us!
ALTCS Application Preparation and Submission
The ALTCS application for long-term care benefits is extremely complex and confusing. It takes most laypeople (unexperienced in how to prepare an ALTCS application) between nine and twelve months to get approval, if they can get an approval at all. As your authorized representative, we take on the entire process for you all the way to approval. No one is as hands-on as we are, and no one can get you approved as quickly as we do.
At Stronghold Financial, we are the first firm in the industry to manage your ALTCS status on an ongoing basis. Unlike other ALTCS Planning firms, we offer a subscription service whereby we remain as your authorized representative. This means we work to keep you financially compliant year-after-year so that you won’t lose your ALTCS benefits. This service provides you and your family with the ultimate in peace-of-mind.
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You Need A Better Plan. We Can Help.
Stronghold Financial specializes in providing experienced guidance and support to take the stress out of figuring out:
How to pay for long-term care
How to minimize deferred taxes on accumulated qualified assets like 401k & IRAs
How to participate in market upside while eliminating downside risk
Navigate the extremely complex Medicaid process
Maximize estate value for heirs